Risk Analyst II

Job Description

At Worldpay, our technology and our people are moving forward. We advance the way the world pays, banks and invests. We believe in building inclusive, diverse teams. Together, we innovate to help our colleagues, clients and communities succeed. If you're ready to grow your career and make an impact in fintech, we have one question: Are you Worldpay?

About the role:
As a Risk Analyst, you will play a critical role in the management and optimization of transaction monitoring and fraud prevention and financial crime systems. You will apply strong analytical and technical judgement to identify fraud and financial crime risks, evaluate the effectiveness of monitoring controls, and drive continuous improvements across fraud detection platforms.

This role will a hybrid in office 3 days per week located in our Cincinnati, Ohio or Atlanta, GA offices.

About the team:
The Risk and Compliance Systems team transform complex regulatory obligations and bespoke client fund flows into scalable, technology-enabled solutions - reducing fraud losses, improving operational efficiency, and maximizing digital-first capabilities for our business and clients. The Fraud Prevention & Detection pillar manage and optimize fraud detection and prevention rules for transaction monitoring; partner on backlog, policy and vendor alignment.

What you will be doing:
* Own and support transaction monitoring systems, including rules management, case management and issue resolution.
* Configure, maintain and optimize monitoring rules, controls, thresholds and attributes, balancing fraud loss prevention with operational efficiency.
* Act as a subject-matter expert for transaction monitoring controls, UI capabilities and issues management across Fraud, Credit Risk and AML/Compliance.
* Continuously tune rules based on fraud loss trends, alert quality, and regulatory governance, to reduce false positives and operational rework.
* Perform post-mortem fraud loss analysis, develop bespoke test rules, and make actionable, data-driven recommendations.
* Collaborate with technology, product and third-party vendors on platform stability, enhancements, and new feature delivery via roadmaps.
* Document risk assessments, monitoring controls, and analysis, supporting control design, governance, audit and continuous improvement.

What you will need:
* Strong problem-solving skills with the ability to take measured, risk-aware decisions.
* Excellent attention to detail and the ability to translate business and risk requirements into technical discussions.
* Bachelor's degree or an equivalent combination of education and experience.

Added bonus if you have:
* Proven fraud and/or financial crime transaction monitoring experience, including rule management, alert analysis and control optimization.
* Experience on working in Agile/Scrum environments, including sprint planning and backlog management.
* Ability to analyze monitoring performance data using SQL and/or Python to identify trends, anomalies, and optimization opportunities.

What we offer you:
At Worldpay, you can grow your career as far as you want to take it. Here's what else we offer:
* Opportunities to make an impact in fintech
* Personal and professional learning
* Inclusive, diverse work environment
* Resources to give back to your community
* Competitive salary and benefits
* An inclusive workspace built on collaboration, flexibility and respect.
* A salary and benefits package that reflects your hard work.

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EEOC Statement

Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here.

If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired.