Assistant General Counsel - Regulatory Affairs

At Early Warning, we've powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle, Paze, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

We are seeking an experienced Assistant General Counsel - Regulatory Affairs to lead the company's regulatory affairs strategy and ensure awareness of evolving state and federal regulatory requirements applicable to Early Warning's products and services.

This role works cross-functionally across the Public Affairs and Legal functions in the development and execution of the company's federal and state regulatory affairs strategy. The position also works cross-functionally with Compliance, Product, Strategy, and support functions to ensure timely awareness, understanding and operationalization of new and changes to existing regulatory requirements.

• Monitor, analyze and report on regulatory developments including proposed rulemakings, supervisory guidance, and enforcement trends; translate developments into practical guidance.

• Develop and execute strategies for influencing and shaping regulatory agency rulemakings and interpretations including the preparation of comment letters, and engagement with regulatory agencies.

• Deliver executive-ready briefings on significant regulatory developments and emerging risks.

• Partner and align with Government Relations to support legislative and regulatory advocacy efforts.

• Provide expert legal analysis and guidance on federal and state regulatory frameworks applicable to Early Warning's business.

• Interpret and advise on rulemakings and guidance issued by the OCC, FDIC, Federal Reserve, U.S. Treasury, OFAC, FinCEN, CFPB, FTC, and relevant state regulators.

• Support Compliance, Product, Strategy, and support functions to ensure timely awareness, understanding and operationalization of new and changes to existing regulatory requirements applicable to the company's business strategy, objectives and operations.

• Support product development and commercial initiatives by providing timely, risk-calibrated legal advice and practical insights.

• Juris Doctor from an accredited law school; active bar membership in good standing.

• 10+ years of experience in financial services regulatory law (law firm, in-house, or regulatory agency).

• Strong understanding of and proven experience working with U.S. financial services regulatory agencies including prudential regulators (OCC, FDIC, Federal Reserve), consumer protection agencies (CFPB, FTC) and state financial services regulatory agencies.

• Deep understanding of core U.S. financial services legal and regulatory frameworks including UDAAP, GLBA, FCRA, EFTA/Reg E, TILA/Reg Z, UDAAP FTC Act requirements, OFAC sanctions regimes, FinCEN regulations, BSA/AML, GENIUS Act and state equivalents thereof.

• Experience drafting regulatory comment letters and engaging in rulemaking processes.

• Ability to translate complex regulatory frameworks into practical business guidance.

• Strong written and verbal communication skills with executive presence.

• Proven ability to manage multiple priorities in a dynamic, highly regulated environment.

• Background and drug screen.

• Prior experience at a federal financial services regulatory agency (e.g. OCC, CFPB, FTC, Treasury, OFAC, or FinCEN).

• Prior experience as Regulatory Affairs or Policy legal counsel for a regulated financial institution.

• Experience supporting bank partnership or fintech operating models.

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers. Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

Candidates responding to this posting must independently possess the eligibility to work in the United States at the date of hire.

The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor.

The base pay scale for this position in:
Phoenix, AZ/ Chicago, IL / Washington, DC in USD per year is: $225,000 - $300,000.
New York, NY/ San Francisco, CA in USD per year is: $248,000 - $330,000.

Additionally, candidates are eligible for a discretionary incentive plan and benefits.

This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate's education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Some of the Ways We Prioritize Your Health and Happiness

• Healthcare Coverage-Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.

• 401(k) Retirement Plan-Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.

• Paid Time Off -Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.

• 12 weeks of Paid Parental Leave

• Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

AndSOmuch more! We continue to enhance our program, so be sure tocheck our Benefits page here for the latest. Ourteamcan share more during the interview process!

Early Warning Services, LLC ("Early Warning") considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.

Early Warning Services LLC is a proud participant in E-Verify, a federal program to help ensure a legal and authorized workforce. As part of our hiring process, we electronically verify the employment eligibility of all new hires through E-Verify. For more information on your rights and responsibilities under E-Verify please visit Home | E-Verify.