Distinguished Engineer, Fraud & Product Security

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS. Come be part of remarkable.

How you can make a difference

As our Distinguished Engineer, you will be the technical cornerstone of HealthEquity's fraud and security product portfolio. You will conceptualize and lead hands-on development of core services and other novel, large-scale software solutions-using type-safe languages (Go, Rust), embed cryptographic primitives and secure programming -to detect, prevent, and respond to evolving cyber and fraud threats. You will operationalize prototypes into resilient, cloud-native services (Kubernetes, container orchestration, service mesh), mentor engineering teams, and set the bar for secure, performant code at scale. Your contributions will directly reduce fraud losses, raise the bar on reliability and performance, and mentor engineering teams to deliver cutting-edge solutions at scale.

What you'll be doing

Technical Vision & Innovation:Define end-to-end architecture for next-gen fraud detection, threat-intel processing, secure payment workflows, and encryption services. Prototype and validate emerging technologies (confidential computing, secure enclaves, zero trust frameworks), then operationalize proven approaches.
• Secure-by-Design Leadership:Author and evangelize secure-coding practices, cryptographic standards, and conduct threat-modeling workshops across engineering teams. Enforce secure-coding practices through peer reviews, static/dynamic analysis tools, and continuous security training for all engineers.
• Product Development at Scale:Lead hands-on development of core services and libraries in Go/Rust, ensuring high throughput, low latency, and zero-downtime deployments.
• Cloud-Native Platform Engineering for Fraud and Security:Lead implementation of resilient microservices architecture - using container orchestration, service mesh patterns, and GitOps pipelines, to achieve 99% uptime. Define observability strategy: distributed tracing, custom metrics, and automated anomaly detection to meet SLOs
• Mentorship & Standards:Coach senior and principal engineers on system design, performance optimization, and operational readiness. Establish engineering best practices: API versioning, using GenAI copilot technology, semantic releases, dependency management, and incident-response processes.

What you will need to be successful

• Bachelor's degree in data science, Statistics, Computer Science, or a related field
• 12+ years of software engineering experience, with 5+ years in Fraud/Cybersecurity product development.
• Expert in functional/type-safe languages (Go, Rust) and secure programming patterns.
• Deep understanding of cryptography (PKI, symmetric/asymmetric, key management) and data security (encryption at rest/in transit).
• Proven track record building and operating cloud-native microservices on Kubernetes.
• Strong leadership presence: architect reviews, cross-team influence, hands-on coding.

Preferred

• Advanced degree (M.S./Ph.D.) in Computer Science, Security or related.
• Contributions to open-source security/crypto projects.
• Experience with service meshes and cloud security tooling.
• Experience with confidential computing (Intel SGX, AMD SEV) and emerging security standards.
• Professional certs: CISSP, CISM.

#LI-Remote

This is a remote position.

The actual compensation offer is determined based on job-related knowledge, education, skills, experience, and work location. This position will be eligible for performance-based incentives and restricted stock units as part of the total compensation package, in addition to a full range of benefits including:

• Medical, dental, and vision

• HSA contribution and match

• Dependent care FSA match

• Uncapped paid time off

• Adventure accounts

• Paid parental leave

• 401(k) match

• Personal and healthcare financial literacy programs

• Ongoing education& tuition assistance

• Gym and fitness reimbursement

• Wellness program incentives

Why work with HealthEquity

HealthEquity has a vision that by2030 we will make HSAs as wide-spread and popular as retirement accounts. We are passionate about providing a solution that allows American families to connect health and wealth. Join us and discover a work experience where the person is valued more than the position. Click here to learn more.

You belong at HealthEquity!

HealthEquity, Inc. is an equal opportunity employer, and we are committed to being an employer where no matter your background or identity - you feel welcome and included. We ensure equal opportunity for all applicants and employees without regard to race, age, color, religion, sex, sexual orientation, gender identity, national origin, status as a qualified individual with a disability, veteran status, or other legally protected characteristics. HealthEquity is a drug-free workplace. For more information about our EEO policy, or about HealthEquity's applicant disability accommodation, drug-free-workplace, background check, and E-Verify policies, please visit our Careers page.

HealthEquity uses Microsoft Copilot to transcribe screening interviews between candidates and their direct Talent Partner for note taking and interview summaries. By scheduling a screening interview with us, you consent to Microsoft Copilot's AI technology recording and transcribing your interview with your Talent Partner. This information will be reviewed for accuracy and then used by HealthEquity to summarize the interview, ensure accuracy, and facilitate our hiring process. We take privacy seriously. You have the option to opt out. If you wish to opt out of this Microsoft Copilot transcription, please notify your Talent Partner in advance of the interview. If we do not receive an opt-out request from you, we will assume that you consent to the use of Microsoft Copilot.

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