Business Deposit Officer

Welcome to Community Financial Credit Union careers! Our organization is constantly evolving, and we strive to offer creative solutions in a challenging hiring market. Our team members play a pivotal role in the success of our organization and pave the way for us to become the best financial partner for our members.

About Us:

Community Financial Credit Union is a full-service financial institution that serves anyone living, working, worshiping, or attending school in Michigan. We are a not-for-profit institution and have been in business for over 70 years!

Community Financial HQ is located in Plymouth, MI. We have 14 branches in the Metro Detroit Area well as Northern Michigan.

So, what makes Community Financial innovative and unique? Community Financial is not only the place you want to bank, but it is also a great place to work! We've been recognized as one of the Regional Best and Brightest Companies for the last 18 years, nationally since 2018, and became certified as a Great Place To Work in 2023.

Our Culture:

At Community Financial, our purpose is to create joy and ignite Michiganders' impossible dreams. A culture of joy and impossible dreams is a culture of belonging: belonging is the spark. Guided by our values of Relentless Care, Hustle & Grind, and Huzzah!, we create a Culture of Belonging where every team member and member feels valued, connected, supported and can be their authentic selves.

Our Opportunities:

We are proud to offer a variety of professional development opportunities for our team members. From mentorships to internal growth programs, Community Financial aspires to provide team members the opportunity to reach their career goals while being their true, authentic self.

About the role:

Do you have experience working with small business loans?

Keep reading for additional information!

The Business Deposit Officer is responsible for the development of new commercial deposit relationships and the growth and management of small business banking loans throughout the credit union network. This position will be reviewing and proposing market supported changes to the credit union's business deposit product line while driving business deposit growth. The Business Deposit Officer seeks new sales channels to grow business deposit balances and relationships while meeting member needs.

This position has a starting annual rate of $65,500, but your offer amount may be increased with relevant work experience and transferrable skills.

A Day in the life of a Business Deposit Officer can look like:

• Maintain an up-to-date knowledge about all business loan types as well as an awareness of business lending trends regarding loan structure, pricing and competitive offerings and changes in the local market.
• Attend and participate in loan closings, member business loan meetings, and commercial meetings.
• Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined
• New Business Calling Effort: Pro-actively identifies, develops and builds NEW profitable relationships with members consistent with the objectives of Treasury Services and the Credit Union to retain and deepen member relationships.
• Represent the Credit Union by actively participating in outside civic and community affairs, business and industry-related organizations, and other professional activities as appropriate. Including trade shows, lunch and dinner association meetings as required for successful marketing of the Credit Union business deposit efforts.

What you bring to the table:

• High school diploma or equivalent.
• 8 years' experience in sales or sales development in a financial company.
• 1 year of leadership experience.
• Ability to obtain Nationwide Mortgage Licensing System (NMLS) registration.
• High level of business lending technical expertise including loan documentation and business law practices.
• Excellent presentation and communications skills required.
• Strong analytical skills, project management, and product management experience.
• Demonstrated business acumen.
• Proven successful goal setting and achievements.
• Proficiency using Excel and Word.
• Capable of working well independently and in teams.
• Has the ability to work autonomously in making sound business decisions and exercises appropriate level of authority commensurate with experience and responsibility.
• Exceptional interpersonal, verbal, presentation, and written communication skills.

You might also have:

• Bachelor's degree.
• 1-3 years relationship management of Treasury Services Deposits based clients/portfolio in a financial services company
• 1-3 years of Treasury Services / Treasury Deposits product sales and new business development in a financial services company
• Minimum of four years product management and development experience, preferably within the financial industry.

As a team member at Community Financial Credit Union, you'll enjoy:

• Medical, dental, and vision plans
• Four weeks of PTO for all full-time team members
• Federal Bank Holidays off
• Flexible work options depending on position
• A generous 401k match
• Numerous employee engagement activities
• Community Resource Groups
• Time off for occasions such as volunteering, caregiving, and family events

Contact/application information:

If this description appeals to you, please submit an application! A member of CFCU's Talent Acquisition Team will be in contact with you shortly!

Equal Employment Opportunity Policy:

Community Financial Credit Union is an equal opportunity employer (M/F/D/V). We recruit, employ, train, compensate, and promote without regard to race, religion, creed, color, national origin, age, gender, gender identity or expression, sexual orientation, marital status, disability, veteran status, or any other basis protected by applicable Federal, State or local laws.

Disclaimers:

This job posting highlights some of the most critical responsibilities and requirements of the position. There may be additional duties and responsibilities that are not listed above. A Talent Acquisition Specialist will be sure to discuss the role in further detail should your application be selected to move forward.

Please note that Community Financial Credit Union does not involve Artificial Intelligence (AI) when evaluating applications. Applications for this position are reviewed by a member within the Talent Acquisition team. We are dedicated to providing an equitable and thorough review of all submissions and look forward to additional connection as the recruitment process continues!