Business Relationship Officer

Welcome to Community Financial Credit Union careers! Our organization is constantly evolving, and we strive to offer creative solutions in a challenging hiring market. Our team members play a pivotal role in the success of our organization and pave the way for us to become the best financial partner for our members.

About Us:

Community Financial Credit Union is a full-service financial institution that serves anyone living, working, worshiping, or attending school in Michigan. We are a not-for-profit institution and have been in business for over 70 years!

Community Financial HQ is located in Plymouth, MI. We have 14 branches in the Metro Detroit Area well as Northern Michigan.

So, what makes Community Financial innovative and unique? Community Financial is not only the place you want to bank, but it is also a great place to work! We've been recognized as one of the Regional Best and Brightest Companies for the last 18 years, nationally since 2018, and became certified as a Great Place To Work in 2023.

Our Culture:

At Community Financial, our purpose is to create joy and ignite Michiganders' impossible dreams. A culture of joy and impossible dreams is a culture of belonging: belonging is the spark. Guided by our values of Relentless Care, Hustle & Grind, and Huzzah!, we create a Culture of Belonging where every team member and member feels valued, connected, supported and can be their authentic selves.

Our Opportunities:

We are proud to offer a variety of professional development opportunities for our team members. From mentorships to internal growth programs, Community Financial aspires to provide team members the opportunity to reach their career goals while being their true, authentic self.

About the role:

Do you have experience building and maintaining business relationships?

Keep reading for additional information!

The Business Relationship Officer is responsible for the growth and management of a business banking loan and deposit portfolio consisting of existing members and prospects. This individual retains and strengthens current business relationships as well as develops new business through referrals.

This position has a starting annual rate of $92,100, but your offer amount may be increased with relevant work experience and transferrable skills.

A Day in the life of a Business Relationship Officer can look like:

• Establish and maintain a network of primarily internal referral sources.
• Prospect for new members for commercial and personal business.
• Communicate with existing business members for ongoing credit review and maintenance of assigned portfolios.
• Collect information to negotiate terms and conditions for new business as well as renewals of existing relationships.
• Understand and manage credit risk to recommend appropriate loan structures and assigned portfolios.
• Maintain an up-to-date knowledge about all business loan types as well as an awareness of business lending trends regarding loan structure, pricing and competitive offerings and changes in the local market.

What you bring to the table:

• Bachelor's degree (B.A.) in Business, Finance, or Accounting.
• 5 years of commercial lending new business development or commercial credit.
• Valid driver's license.
• Ability to obtain Nationwide Mortgage Licensing System (NMLS) registration.
• Reliable means of transportation.
• High level of business lending technical expertise including loan documentation and business law practices.

As a team member at Community Financial Credit Union, you'll enjoy:

• Medical, dental, and vision plans
• Four weeks of PTO for all full-time team members
• Federal Bank Holidays off
• Flexible work options depending on position
• A generous 401k match
• Numerous employee engagement activities
• Community Resource Groups
• Time off for occasions such as volunteering, caregiving, and family events

Contact/application information:

If this description appeals to you, please submit an application! A member of CFCU's Talent Acquisition Team will be in contact with you shortly!

Equal Employment Opportunity Policy:

Community Financial Credit Union is an equal opportunity employer (M/F/D/V). We recruit, employ, train, compensate, and promote without regard to race, religion, creed, color, national origin, age, gender, gender identity or expression, sexual orientation, marital status, disability, veteran status, or any other basis protected by applicable Federal, State or local laws.

Disclaimers:

This job posting highlights some of the most critical responsibilities and requirements of the position. There may be additional duties and responsibilities that are not listed above. A Talent Acquisition Specialist will be sure to discuss the role in further detail should your application be selected to move forward.

Please note that Community Financial Credit Union does not involve Artificial Intelligence (AI) when evaluating applications. Applications for this position are reviewed by a member within the Talent Acquisition team. We are dedicated to providing an equitable and thorough review of all submissions and look forward to additional connection as the recruitment process continues!